MEMBERSHIP THAT IS INCLUSIVE OF INSURANCE [TERMS AND CONDITIONS]
Purchasing insurance isn’t like any usual transaction or purchase – it needs to be carefully considered prior to purchase as all insurance policies are strictly no refundable. More importantly, you need to be confident it is fitting for your purposes and accurately fitting to your needs. We can not offer advice on whether or not insurances are appropriate for you or your club, but we can offer you guidance as to what is available from us. You will always have to decide whether or not it is suitable for you, and we’ll take your membership application as confirmation that you’ve made an informed decision as to it’s suitability.
When purchasing your insurance along with membership it’s particularly important you are well informed on the product you are paying for and that you are sure it will meet your requirements and needs as best possible. Because your purchasing membership that is inclusive of insurance via our group cover policy we’ll be allocating you cover against a level of indemnity / liability already purchased with our insurers.
We do not undertake any form of regulated activity, nor do we pass your details to any third persons. We are not the insurer, but as you’re coming under our group cover policy we’ll often refer to the insurer and you to clearly illustrate the importance of you keeping within the policy’s general conditions and requirements. Because of this it’s really important you take the time to ensure the data you enter is both accurate and genuine. All memberships are strictly non-refundable once they’ve been activated and we can’t refund the membership with insurance for you regardless of the circumstances so if it’s not fitting or right for you it’s important you check that now before completing your application to join us.
Because you’re incepting membership combined with insurance we’ll need to assume you’ve fully read and understood our terms and conditions and that you also fully understand the policy, the product, what it covers & what it does not. If you are unsure about any of this please do check the policy information on the relevant page or contact us BEFORE completing your purchase. To remind you once more – we are unable to refund any applications once issued regardless of the circumstances as we will incur charges from our insurer when allocating cover to you.
By making a purchase you agree to be fully accountable and liable for any consequences, whether direct or indirect, which may arise from assuming cover via our group cover policy.
The fee payable is for your membership affiliation to our association, which is inclusive of insurance via our group cover policy. You are not paying for an insurance policy or an insurance product.
In the event of a claim, or any possible claim, you must contact our office in writing within 24 hours to alert us to the circumstances of the incident. Do not admit liability. We can only support the claim process where you have followed association guidelines and regulation. It’s important to remember that as we are not the insurer, but instead the policy holder, we will liaise with the claims assessor on your behalf initially. You may need to communicate with them directly or indirectly, but either way you are obligated to assist in any such matters. If you are in any doubt please, please contact us first.
DUTY OF DISCLOSURE
You have a duty to disclose all material facts to us when requested, or should a circumstance change (during membership). This includes anything that may or may not affect our ability or decision to license, certify, represent, associate or otherwise communicate with you as an instructor.
Should you not disclose key material information or any fact, information, adverse event or other such related piece of information (that shall be assessed at the discretion of our association) you are liable to expulsion from the organisation or to other disciplinary action as relevant.
This may include criminal convictions or adverse publicity.
AGREEMENT TO FOLLOW ASSOCIATION REGULATION & FOLLOW REGULATORY GUIDANCE
We are not a government appointed national governing body however we are an association with articles of association, a charter and other constitutional components. You are under no obligation to join our association and as such, do so voluntarily.
As you join us on a voluntary basis you agree to follow our association issued regulations and compulsory requirements, choosing to use us as a governing body. Failure to comply with key regulatory information may result in disciplinary action or expulsion.
SAFEGUARDING & DBS CHECKS
It is your obligation, responsibility and duty to ensure you are fit, safe and legally entitled to teach your students.
If this includes working with vulnerable adults and / or children and/or any other person that requires safeguarding, it is solely your responsibility to ensure you have conducted due diligence and have in place the correct checks, policies, qualifications and procedures.
As an association we may or may not issue guidance, regulation or compulsory requirements however this should not be deemed or assessed to be adequate for your own personal or professional arrangements. You MUST ensure you have properly assessed this key criteria before teaching and if any doubt, please contact our safeguarding officer (via our member’s area once registered) or our office directly.
It is your responsibility to ensure you are properly and adequately insured for all activities, disciplines or classes you instruct. Purchasing or activating BMABA insurance – be it event, instructor or student does not necessary mean you have covered all of your legal requirements and you should consider each cover’s range, scope, exclusions, conditions and structure to ensure it is sufficient for your needs.
We reserve the right to refuse insurance on any basis without notification or justification, or to withdraw insurance at any point provided written notice in some form is offered.
It is solely your responsibility to ensure any insurances are renewed, activated or otherwise administered in accordance with your needs and / or any conditions set forth in the policy.
You are responsible for ensuring you are properly insured for any teaching you undertake.
FIRST AID OBLIGATIONS
You are required to hold relevant first aid training and a relevant first aid qualification in order to teach. It is your responsibility to ensure you have met any and all legal requirements and are properly trained, qualified and equipped to deal with any medical emergency. Any guidance or help offered by our association on this subject should be taken as non-binding and is not advice. You must ensure you have assessed your suitability properly prior to teaching.
OUR RIGHT TO TERMINATION OF SERVICE OR ENDORSEMENT
We are fiercely committed to offering the best possible services, licensing, features and Associationship available in the market however, we are hereby released from any liability that may arise from external factors beyond our control, such as government or industry regulations that prohibit, limit or stop any service, licensing and/or membership feature (advertised or non-advertised). This also includes release from liability in the event that our body should ever be required by law, regulation or requirement to stop trading, to change the services we provide or to change the members we serve or entry criteria we require.
You agree that you understand events beyond our control will not be held against us and that you knowingly except any associated risk or loss that may arise from use of our services, Association, licensing or other product(s). In such a circumstance it is likely that no refund will be possible, however the association will do all possible to accommodate changes in regulation in a way that is favourable to you. This is done without obligation.
YOUR RESPONSIBILITIES AS AN INSTRUCTOR WITH US
We are an association designed to help our members share, collaborate and develop. That said, our organisation is strictly for those already qualified to teach. It is your responsibility to ensure you are fully DBS checked, first aid trained and insured appropriately for the training or class you’re running. You must have a safeguarding policy in place that will protect your members – this is really important and something you should already have prior to joining us. We will not tolerate any person(s) failing to disclose important information relating to safeguarding, child protection, past convictions or other such legal / safety issues.
As we represent more than 250 styles and disciplines, we can’t put into place individual guidelines on safeguarding, protection and insurances for each style. Therefore, it is your responsibility to ensure you have checked that your current circumstances are appropriate.
All information provided to us from you is accepted with utmost faith however we exercise the right to check and challenge, any documentation or information presented to us. Where information is provided that leads to verification of a certain aspect of your instruction, it is your responsibility to ensure this remains a true and accurate reflection of your circumstance.
ADVERTISED SERVICES & PRODUCTS
All advertised services and membership features, benefits, licensing and/or insurance are advertised in good-faith. We do reserve the right to change or revoke any selected membership feature, licensing, insurance or member benefit and any other product / service at our sole discretion without notice or reason for any required purpose, however we will always do all possible to ensure our members and potential members are only supplied accurate information at all times, and with a reliable service.
CREATION OF PUBLICLY SEARCHABLE INFORMATION
As part of our efforts to maintain standards and facilitate safer martial arts, we create publicly searchable records for all instructors, assistant instructors, officials, teaching staff and senior graded students. These records contain, but are not limited to, name, date of birth, registration and renewal dates, disciplines practiced and the status of several factors including insurance, DBS, safeguarding, first aid and more. We will always create these records and update them as and when required throughout the course of your membership. Beyond your membership, records may also be retained. Your application and/or use of our services signifies agreement to this.